Cherry Financing in Colorado Springs | PEAKTOX MedSpa’s Guide to Smarter Aesthetic Payment Options
- Rob Fore
- Oct 14
- 4 min read
PEAKTOX MedSpa in Colorado Springs now offers Cherry Financing, giving patients flexible, interest-free payment options for aesthetic treatments like Botox®, Restylane®, laser rejuvenation, and microneedling. Compared to high-interest credit cards, Cherry offers 0% APR plans, soft credit checks, and transparent monthly payments—making high-end aesthetic care more affordable for everyone.
What Is Cherry Financing?
Cherry Financing is a patient-friendly “buy now, pay later” platform designed specifically for medspas and aesthetic practices. Instead of paying in full at checkout, you can divide your treatment cost into manageable monthly payments—often with 0% APR for qualifying applicants.
How It Works
Soft credit check: Prequalify instantly without impacting your credit score.
Instant decision: Choose from several monthly plans, including interest-free options.
Fixed payments: Know exactly what you owe each month—no compounding interest or hidden fees.
Credit building: Cherry reports payment history to major credit bureaus, helping responsible users build credit.
Cherry is trusted by thousands of aesthetic providers nationwide and has approval rates exceeding 80%. Practices that offer Cherry report up to a 30% increase in case acceptance and a 50% increase in average treatment value.
Credit Cards vs Cherry Financing: Which Is Better for MedSpa Treatments?
Feature | Credit Cards | Cherry Financing |
Interest Rates | Typical APRs range from 20% to 26.99%, and deferred-interest cards can add hundreds in fees if unpaid. | Qualifying applicants may receive 0% APR or fixed low-interest plans. |
Credit Impact | Hard inquiry and potential score drop. | Soft inquiry only, no credit-score impact. |
Payments | Variable payments; interest accrues quickly. | Fixed monthly payments with clear terms. |
Transparency | Deferred-interest “gotchas.” | No hidden fees, no retroactive interest. |
Credit Utilization | Large purchases increase utilization ratio. | Separate from your revolving credit line. |
Credit Building | Helps only if managed carefully. | Reports positive payments, aiding credit growth. |
Data That Proves the Difference
The average medical credit-card APR exceeds 26.99%. (Source: PMC, 2025)
From 2018–2020, U.S. patients paid over $1 billion in deferred interest on medical credit products. (Source: CFPB)
83% would pursue more procedures if flexible financing were available. (CareCredit)
Clinics that introduce patient-financing options see up to 50% higher average treatment size. (Cherry data)
Why Cherry Financing Is Perfect for Colorado Springs Clients
Colorado Springs residents are proactive about wellness and aesthetics—but many prefer flexible, transparent payment plans. Cherry Financing fits perfectly for PEAKTOX clients who value results and budgeting clarity.
Accessible luxury: Spread the cost of injectables, laser rejuvenation, or microneedling into easy payments.
Seasonal flexibility: Start treatment plans now and pay over time.
Financial freedom: Avoid maxing out credit cards or paying high interest.
Local advantage: PEAKTOX is among the first Colorado Springs medspas to integrate Cherry, offering an inclusive way to invest in self-confidence.
Local Insight: In Colorado Springs, most aesthetic treatment packages range between $500 and $2,800. Cherry Financing allows patients to begin treatments immediately with payments as low as $150–$250 per month, depending on credit eligibility and plan length.
Real-World Example
Scenario 1:A $2,400 microneedling + PRP package
Credit card (18% APR): Paying minimums could add $300 in interest.
Cherry Financing (0% APR): 12 monthly payments of $200—no interest, no surprises.
Scenario 2:A $5,500 body-contouring series
Credit card: Large balance raises utilization and impacts credit score.
Cherry Financing: Spread payments over 24 months at ~$229/month with clear, predictable terms.
Quick Stats
64% of medspa clients cite cost as their biggest barrier.
Average medical credit-card APR = 26.99%.
Cherry Financing offers up to 0% APR plans.
Clinics see 30–50% higher acceptance and transaction value with Cherry.
Frequently Asked Questions
Is Cherry Financing available in Colorado Springs?
Yes! PEAKTOX MedSpa now offers Cherry Financing to patients throughout the Colorado Springs area.
Is Cherry better than using a credit card for aesthetic treatments?
For many patients, yes. Cherry offers transparent, low-interest or 0% APR plans, fixed payments, and soft credit checks—features credit cards can’t match.
Will applying for Cherry affect my credit score?
No. Cherry uses a soft credit check for pre-approval, so your credit score is unaffected.
Can I pay off my plan early?
Absolutely. You can pay off your Cherry Financing plan anytime without penalty.
What is the maximum amount I can finance?
Cherry supports treatments ranging from about $35 to $35,000, depending on approval and eligibility.
Final Thoughts
At PEAKTOX MedSpa, we believe everyone deserves access to high-quality, personalized aesthetic care. By offering Cherry Financing, we’re helping Colorado Springs patients achieve their skin and body goals without financial strain or high-interest debt.
If you’ve been waiting to start your transformation, now is the perfect time. Ask our team about Cherry Financing during your consultation—and experience a new, stress-free way to invest in yourself.
About the Author
Rob Fore, MSN, FNP-C, CLS Board-Certified Nurse Practitioner & Certified Laser SpecialistFounder and Lead Aesthetic Provider at PEAKTOX MedSpa, Colorado Springs
Rob Fore brings years of advanced clinical experience in medical aesthetics, injectables, and laser technology. His expertise in both artistry and science drives PEAKTOX's mission—to elevate confidence through evidence-based, results-driven care.